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High Risk Merchant Account

A High Risk Merchant Account enables credit card processing for businesses of a high risk nature. Some high risk categories are obvious, such as online gaming, adult and pharmacy, which are either legally challenged or under moral scrutiny.

Other business categories are mainly pointed and declared ‘high risk’ by the credit card associations, due to the accumulated experience with: transaction cancelations, returns, chargebacks and arbitrary procedures – all causing loss of time and money.

Here’s a partial list of high risk categories: jewelry, replica products, travel, debt collection & credit repair, multi level marketing, electronics, herbal supplements, telemarketing, dating services, tickets, hosting services, online auctions, automobile rental, collections (coins, stamps, etc.), detective services, weight loss centers, fortune telling services, etc.

Under certain conditions, new and high volume businesses might also fall into the high risk category.

As high risk merchant accounts are usually directly related to higher processing fees, one should first seek a domestic merchant account or look into other alternatives, such as an International merchant account or an offshore merchant account.

High Risk Credit Card Processing

Official IMS
Get a high risk merchant account for practically all industries: gaming, adult, fireworks or pharmaceuticals - IMS has the high risk credit card processing solution to support it! More on Official IMS
High Risk Processor
Were you turned down by your bank applying for a merchant account due to being categorized as High Risk? Sign up with and get a high risk merchant account. More on High Risk Processor
Ballistic Merchant Services
Can't get a High Risk merchant account approved? Consider alternative solutions: ACH, Check 21 and gift cards. Apply for a Ballistic alternative payment solution. More on Ballistic Merchant Services
High Risk Credit Card Processor
Perceived as high risk business? Apply for a high risk merchant account with High Risk Credit Card Processor and start processing credit cards.
More on High Risk Credit Card Processor
Global Alliance Corp
Apply for a High Risk Merchant Account with Global Alliance Corp and get approved within less than 48 hours. All high risk businesses welcomed.
More on Global Alliance Corp
Ms Merchant Account
Open a high risk merchant account and start accepting Visa, MasterCard, American Express and Discover. Open an account with a US Domestic bank or with an International bank. More on Ms Merchant Account
Card Commerce
Use CcNet Banking relationships - analyze your business and business needs to open a low discount rate merchant account. Get global multi currency processing. More on Card Commerce
amsVISA uses over 25 processing sources to optimize the high risk merchant account suggested to you. Pay fair discount rates. Receive ontime reliable payouts. More on amsVISA
Get your high risk merchant account approved within 3 to 5 business days. In some cases an offshore merchant account might be required. More on USA-MerchantAccount
Get your high risk merchant account approved within 72 hours. Short non-painful integration. Account Manager & online risk management system. More on IpayDNA